Quiet suburban street near a Hampton Roads naval base community with American flags and moving boxes
Military Buyers & Sellers

PCSing to Hampton Roads? We speak fluent orders, BAH, and report dates.

HRVA Homes works with active-duty families, veterans, and DoD civilians across every branch stationed in Hampton Roads — VA loan strategy included, no extra charge.

VA Loan basics

What makes a VA loan different

$0 down payment

Eligible borrowers can finance up to the loan limit without a down payment, freeing up cash for the move itself.

No PMI

Unlike many conventional and FHA loans, VA loans never require monthly private mortgage insurance.

Reusable benefit

Full entitlement can often be restored after you sell or pay off the loan, letting you use a VA loan again for your next PCS.

PCS timeline

A realistic PCS-to-move-in moving guide

1

60–90 days out: get pre-approved

Talk to a VA-experienced lender, gather your Certificate of Eligibility (COE), and get a firm pre-approval before your house-hunting trip.

2

30–60 days out: house-hunting trip

We build a tight, back-to-back showing schedule so a short authorized trip covers every serious contender.

3

Under contract: inspection & VA appraisal

VA appraisals also check Minimum Property Requirements (MPRs) — we help sellers and buyers navigate any required repairs.

4

7–14 days out: coordinate the move

We time closing around your report date and can recommend movers experienced with PPM/DITY and HHG shipments.

5

Closing & move-in

Remote closings, powers of attorney, and mobile notaries are all options if orders change your timeline last-minute.

Proximity matters

Homes near where you'll actually report

We track commute times to every major Hampton Roads installation so you can weigh neighborhood against drive time before you fall in love with a house.

Naval Station Norfolk

Closest neighborhoods: Ocean View, Willoughby, Ballentine Place, Larchmont. Typical commute: 10–20 minutes.

JEB Little Creek–Fort Story

Closest neighborhoods: Bayside, Northside Virginia Beach, Chic's Beach. Typical commute: 10–25 minutes.

NAS Oceana

Closest neighborhoods: Green Run, Red Mill, Lynnhaven. Typical commute: 5–20 minutes.

We've done this before

Let's build your PCS home-buying timeline

Tell us your report date and we'll map backward to a realistic house-hunting and closing schedule.

Book a Military Strategy Session
Military family questions

Frequently asked questions